The Role Of Buy Now, Pay Later In Consumer Buying Decisions: A Novel Financial Approach. International Journal of Information Technology and Computer Engineering, [S. l.], v. 11, n. 2, p. 121–133, 2023. DOI: 10.62647/. Disponível em: https://ijitce.org/index.php/ijitce/article/view/1458. Acesso em: 10 mar. 2026.