Intricacies of Housing Loan Policies Across various Institutions

Abstract

Financing to housing sector is a critical factor for growth in any economy and there is no exception to India. India is financing adequately to housing sector through various banks, financial institutions, state and central boards. This study trace out such initiatives across the country with a deeper insights into the policies issues and their effectiveness in the process of implementation. This study started with banks and financial institutions as well as specialized institutions operating in the country. The study concludes that there is a need to strengthen the institutional structure financing the housing sector.